Transparent low price every month
You only pay for the days you have the credit available.
You only pay for the days you have the credit available.
You don't need to change bank to become a Lunar Way user and get credit.
You will get response within 24 hours.
You can freely decide for how long you want the credit.
Loan example: For a total credit facility of DKK 10,000 over a term of three months, the following amounts will be payable: A monthly variable payment (loan fee) of DKK 79, a variable loan rate of 0.00% and an APR of 10.17% at maximum utilisation. Total credit costs in the period will amount to DKK 237, and the total amount repaid will be DKK 10,237.
The credit facility is subject to a right of cancellation.
The credit facility is provided by Nykredit Bank.
Loan example: For a total credit facility of DKK 20,000 over a term of three months, the following amounts will be payable: A monthly variable payment (loan fee) of DKK 119, a variable loan rate of 0.00% and an APR of 7.57% at maximum utilisation. Total credit costs in the period will amount to DKK 357, and the total amount repaid will be DKK 20,357.
The credit facility is subject to a right of cancellation.
The credit facility is provided by Nykredit Bank.
Credit is not automatically available on your account. It is something you need to apply for once your account has been created. You can apply for credit as soon as you have accepted the agreements.
Unfortunately, it is not possible to use our subscription-based credit solution when you are on the RKI register. If you resolve your issues with them and are removed from the register, then you can reapply.
We currently offer a DKK 10,000 and DKK 20,000 credit. These will both be granted in the form of an overdraft in your account.
Your credit application is reviewed by Nykredit and information about your credit score is unfortunately not passed on to us. However, what we can tell you is that your credit rating is significantly influenced by whether you are a member of an unemployment insurance fund, have a job and receive a regular income. In addition, your fixed expenditures in relation to your income are also important as well as your current debt history. If you have been rejected by Nykredit, you can apply again after three months or if there have been significant changes in your circumstances.
You pay a monthly subscription, but you also decide yourself how much of your loan you want to repay. You determine the repayment amount yourself and pay it off by paying money into your account until the account balance is zero. Then you cancel the credit line and will no longer be required to make the monthly payments. You should be aware that you are required to pay for the credit line from the day it is available on your account. However, it can be easily canceled on a day-to-day basis as long as the account balance is in the black.
Your application will be processed within 24 hours.